Home Insurance

Relax even when you’re not there

Upon completion of your purchase in France, your Notaire will ask you for proof that your new property is covered with a Home Insurance Policy. BNP Paribas International Buyers has developed an exclusive partnership with Verspieren Clientèle Privée, a French leading insurance broker, in order to offer HISCOX insurance cover adapted to your individual needs.  French Holiday Home Insurance is a home insurance reserved for non resident clients.

Key points for French Holiday Home Insurance

  • Possibility to protect your property against all risks (building and contents).
  • Insurance cover adapted to your non-resident situation

    Our offer does not have a non occupancy clause.

  • Fully bilingual service: Communication in English from policy subscription to claims management.

    The only offer of this type in France, managed in English by French specialists. Your home and contents are insured for all risks : fire, flooding, theft, storm damage, water damage, snow damage, smoke….. (according to the limits and amounts defined in the contract)

  • An efficient service in the event of a claim.

    In the event of a claim, Verspieren Clientèle Privée Customer Service Representative will start the claims procedure in under 48 hours and will keep you informed, in English, of the situation.

Who is eligible for French Holiday Home ?

  • Any non-resident person over the age of 18 of any nationality buying in their own name or via a French Société Civile Immobilière.
  • Owner or in the process of buying a second home in mainland France.

(See general terms and conditions)

Contact us on 0800 169 84 70 for further details and a quote. Free calls from UK landlines.
For further information, please click here.

French Holiday Home is a product of Hiscox Insurance Co. Ltd. through Hiscox Europe Underwriting Limited proposed by BNP Paribas International Buyers – a business line of BNP Paribas Personal Finance – Credit institution – Société anonyme incorporated under French law with a share capital of 453 225  976 euros –  542 097 902 RCS Paris - Head office: 1, Bd Haussmann, 75009 Paris – Insurance brokerage firm registered with the ORIAS without bond of exclusiveness (N° ORIAS: 07 023 128) (www.orias.fr).  Policies management is entrusted to  Verspieren Clientèle Privée - a business line of Verspieren, a public limited company with a Board of Directors, a Supervisory Board, and a capital of 1 000 000 euros - 321 502 049 RCS Lille – Head office: 1, avenue François-Mitterrand, 59290 Wasquehal – Insurance brokerage firm registered with the ORIAS (N° ORIAS: 07 001 542) www.orias.fr. Companies governed by the French Insurance Code, subject to the Prudential Supervisory Authority Control (ACP): 61, rue Taitbout, 75009, Paris.

Mortgages are subject to acceptation by BNP Paribas Personal Finance. For all mortgages the borrower has a 10 day reflection period. If the sale is subject to mortgage acceptance any sums already paid must be reimbursed by the seller if the mortgage is declined. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Changes in the exchange rate may increase the Sterling equivalent of your debt.