Refinance your mortgage

You may wish to reap the benefits of a more competitive mortgage. For a standard refinance mortgage, BNP Paribas International Buyers can finance the outstanding capital plus the redemption penalties and the legal fees for registering the new mortgage on the property. Subject to certain conditions, BNP Paribas International Buyers can also take a legal charge on your French property in order to refinance a mortgage contracted in certain other countries.

4 easy steps to realising your project:


Appoint a notary

This is a necessary step in your project. If you cannot be present for the signature, you can give power of attorney to your notary who will act on your behalf. Everything can be done from abroad.

Contact BNP Paribas
International Buyers

Discuss your project with your personal multilingual mortgage advisor and develop your financial plan together or find out exactly how much you can borrow using our quote request page. You will then receive a detailed quote based on the information that you have provided.


Once you have accepted your mortgage offer, your notary will request the mortgage funds from us and will prepare the deed for your signature.

Submit your mortgage application

Return the completed mortgage application forms and supporting documents to your BNP Paribas International Buyers personal mortgage adviser. Once your application has been approved we will send you your mortgage offer and simultaneously send a copy to the notary. By law, you must wait at least 10 days before accepting the mortgage offer.
Mortgages are subject to acceptation by BNP Paribas Personal Finance. For all mortgages the borrower has a 10 day reflection period. If the sale is subject to mortgage acceptance any sums already paid must be reimbursed by the seller if the mortgage is declined. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Changes in the exchange rate may increase the Sterling equivalent of your debt.