Buying an Existing Property

Buying a Home

Whether you prefer the authentic charm of a classical French property or a more recent dwelling, your house hunting may lead you to purchase an existing property with or without renovation works

5 easy steps to realising your project:

2

Find your property

Make sure you have made the right choice. If the project involves renovation works, do not hesitate to call upon professionals (such as architects, electricians and plumbers) for advice.
1

Contact BNP Paribas
International Buyers

Discuss your project with your personal multilingual mortgage advisor and develop your financial plan together or find out exactly how much you can borrow using our quote request page. You will then receive a detailed quote based on the information that you have provided.
4

Submit your mortgage application

Return the completed mortgage application forms and supporting documents to your BNP Paribas International Buyers personal mortgage adviser. Once your application has been approved we will send you your mortgage offer and simultaneously send a copy to the notary. By law, you must wait at least 10 days before accepting the mortgage offer.
3

Sign the preliminary sales agreement and appoint a notary

Once you have signed the preliminary sales agreement no one else can buy the property
you have chosen. You also have 7 days to change your mind if you wish to do so. Be sure to check that the agreement is subject to mortgage acceptance. By doing so you will ensure that you do not lose your deposit if your mortgage application is refused.
5

Completion More than
just a dream!

In France, completion may take in general from 3 to 6 months from the moment you sign the reservation contract to the moment you sign the final deed of sale.

Your notary requests the mortgage funds from us and prepares the deed for your signature.
Mortgages are subject to acceptation by BNP Paribas Personal Finance. For all mortgages the borrower has a 10 day reflection period. If the sale is subject to mortgage acceptance any sums already paid must be reimbursed by the seller if the mortgage is declined. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Changes in the exchange rate may increase the Sterling equivalent of your debt.