Buying an Existing Property
Description Page Achat-Propriete-Existante
Whether you prefer the authentic charm of a classical French property or a more recent dwelling, your house hunting may lead you to purchase an existing property with or without renovation works
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5 easy steps to realising your project:
1Contact BNP Paribas International Buyers
Discuss your project with your personal multilingual mortgage advisor and develop your financial plan together or find out exactly how much you can borrow using our quote request page. You will then receive a detailed quote based on the information that you have provided.
2Find your property
Make sure you have made the right choice. If the project involves renovation works, do not hesitate to call upon professionals (such as architects, electricians and plumbers) for advice.
3Sign the preliminary sales agreement and appoint a notary
Once you have signed the preliminary sales agreement no one else can buy the property you have chosen.
You also have 10 days to change your mind if you wish to do so. Be sure to check that the agreement is subject to mortgage acceptance. By doing so you will ensure that you do not lose your deposit if your mortgage application is refused.
4Submit your mortgage application
Return the completed mortgage application forms and supporting documents to your BNP Paribas International Buyers personal mortgage adviser. Once your application has been approved we will send you your mortgage offer and simultaneously send a copy to the notary. By law, you must wait at least 10 days before accepting the mortgage offer.
5Completion More than
just a dream!
In France, completion may take in general from 3 to 6 months from the moment you sign the reservation contract to the moment you sign the final deed of sale.
Your notary requests the mortgage funds from us and prepares the deed for your signature.
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. CHANGES IN THE EXCHANGE RATE MAY INCREASE THE STERLING EQUIVALENT OF YOUR DEBT.