If you dream of designing your own home in France, you can proceed in one of the following ways:
- Via a construction contract known as a “Contrat de Construction de Maison Individuelle (CCMI)” if your project requires building a new property
- Via a contract with a builder or an archictect known as a « marché de travaux », any project for renovation or extension works can also be included
For insurance purposes, it is important that the architect, builder or CCMI is fully qualified and registered in France. Please note that your project with a builder or a CCMI must be approved by BNP Paribas International Buyers.
5 easy steps to realising your project:
Find your plot of land
Contact BNP Paribas
Submit your mortgage application
Finalize your construction project
Your notary will make a written request to BNP Paribas International Buyers for the first release of mortgage funds and we will in turn transfer the agreed amount to the notary. The rest of the mortgage funds will be released gradually as the construction of the property progresses.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.CHANGES IN THE EXCHANGE RATE MAY INCREASE THE STERLING EQUIVALENT OF YOUR DEBT.