Investing in a Rental Property

Buy to Let

You may wish to buy an independent property for letting purposes. Whether you prefer a short term or a long term rental investment in an existing or a new property, furnished or unfurnished, there are several tax deductible advantages amongst other incentives. Some of these incentives include interest and fees related to the mortgage, property renovation and maintenance, and council and regional taxes. You should seek professional advice for further information.

5 easy steps to realising your project:


Find your property

Make sure you have made the right choice.

Contact BNP Paribas
International Buyers

Discuss your project with your personal multilingual mortgage advisor and develop your financial plan together or find out exactly how much you can borrow using our quote request page. You will then receive a detailed quote based on the information that you have provided.

Submit your mortgage application

Return the completed mortgage application forms and supporting documents to your BNP Paribas International Buyers personal mortgage adviser. Once your application has been approved we will send you your mortgage offer and simultaneously send a copy to the notary. By law, you must wait at least 10 days before accepting the mortgage offer.

Sign your sales contract

Once you have signed the sales contract, no-one else can buy the property you have chosen. You also have 7 days to change your mind if you wish to do so. Be sure to check that the agreement is subject to mortgage acceptance. By doing so you will ensure that you do not lose your deposit if your mortgage application is refused.


If the property is an existing one, it may take from two to three months from the moment you sign the preliminary sales agreement to the moment you sign the final deed of sale. The deadline will be longer (generally from 6 to 12 months) if the property is being built “off-plan”.

Your notary requests the mortgage funds from
us and prepares the deed for your signature.
Mortgages are subject to acceptation by BNP Paribas Personal Finance. For all mortgages the borrower has a 10 day reflection period. If the sale is subject to mortgage acceptance any sums already paid must be reimbursed by the seller if the mortgage is declined. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Changes in the exchange rate may increase the Sterling equivalent of your debt.