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Investing in a Rental Property

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Buy to let

Description Page Investissement-Locatif

You may wish to buy an independent property for letting purposes. Whether you prefer a short term or a long term rental investment in an existing or a new property, furnished or unfurnished.

Content Achat residence locatif

5 easy steps to realising your project:

1Contact BNP Paribas International Buyers

Discuss your project with your personal multilingual mortgage advisor and develop your financial plan together or find out exactly how much you can borrow using our quote request page. You will then receive a detailed quote based on the information that you have provided

2Find your property

Make sure you have made the right choice.

3Signing the reservation contract / the preliminary sales agreement and choose your notary

If you are purchasing an off-plan property you will need to sign a reservation contract whereas if the property already exists, you will sign a preliminary sales agreement (compromis de vente). Upon signing one of these contracts, the property is then reserved for you. It is best to check that you have a clause in the agreement specifying that the purchase of the land is subject to obtaining financing from a French lender, which would enable you to recuperate your deposit if your application is refused. You also benefit from a 10 day reflection period once having signed the agreement in case you change your mind.

4Submit your mortgage application

Return the completed mortgage application forms and supporting documents to your BNP Paribas International Buyers personal mortgage adviser. Once your application has been approved we will send you your mortgage offer and simultaneously send a copy to the notary. By law, you must wait at least 10 days before accepting the mortgage offer.

5Completion

If the property is an existing one, it may take from two to three months from the moment you sign the preliminary sales agreement to the moment you sign the final deed of sale. The deadline will be longer (generally from 6 to 12 months) if the property is being built “off-plan”.
Your notary requests the mortgage funds from us and prepares the deed for your signature.

Achat propriete existante bottom content

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. CHANGES IN THE EXCHANGE RATE MAY INCREASE THE STERLING EQUIVALENT OF YOUR DEBT.

Bouton standard BNP-PF