Buying an Existing Property

Whether you fancy the authentic charm of mellowed stone, sun baked tiles and beams or classical French architecture or a more recent dwelling, your house hunting may most certainly be oriented towards existing properties that may or may not need restoring.

Buying a Home

5 easy steps to realizing your project:

  • 1

    • Contact BNP Paribas
      International Buyers

      Discuss your project with your personal multilingual mortgage advisor and develop your financial plan together or find out exactly how much you can borrow using our quote request page. You will then receive a detailed quote based on the information that you have provided.

  • 2

    • Find your property

      Make sure you have made the right choice.
      If the project involves renovation works, do
      not hesitate to call upon professionals (such as architects, electricians and plumbers) for advice.

  • 3

    • Sign the preliminary
      sales agreement and
      appoint a notary

      Once you have signed the preliminary sales agreement no-one else can buy the property
      you have chosen. You also have 7 days to change your mind if you wish to do so. Be sure to check that the agreement is subject to mortgage acceptance. By so doing you will ensure that
      you do not lose your deposit if your mortgage application is refused.

  • 4

    • Submit your
      mortgage application

      Return the completed mortgage application forms and supporting documents to your
      BNP Paribas International Buyers personal mortgage adviser. Once your application has been approved we will send you your mortgage offer and simultaneously send a copy to the notary. By law, you must wait at least 10 days before accepting the mortgage offer.

  • 5

    • Completion
      More than just a dream!

      In France, completion may take from two to three months from the moment you sign the preliminary sales agreement to the moment
      you sign the final deed of sale.

      Your notary requests the mortgage funds from
      us and prepares the deed for your signature.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.CHANGES IN THE EXCHANGE RATE MAY INCREASE THE STERLING EQUIVALENT OF YOUR DEBT.

0800 169 8470 To contact a multilingual adviser